Did you know that the United States Department of Agriculture provides home loans through participating lenders? A USDA loan is a mortgage guaranteed by the USDA. Some options also provide financial assistance to individuals, families, and businesses. This helps qualifying…
Purchasing a California home requires a lot of paperwork. Not only do you need to complete the offer and contract, but you will also likely need to submit plenty of documentation to your lender as well. Here are a few…
If you want to get more involved in a real estate career, you may have considered becoming a loan officer in California. For those who like to work with buyers to get into the perfect home, becoming a loan officer…
Spring is springing in many areas of the United States and with warmer temperatures come some extra chores and household jobs that will keep your home in great shape. To help with these additional chores, we’ve compiled a list of…
With the California housing market in constant change, you may be wondering if this is the right time to rent a home or buy a home? Try considering these scenarios to decide if you are ready to buy or if…
Once you start the homebuying process on a California mortgage, it can seem like an endless stream of paperwork to get to closing. Fortunately, there are plenty of people to help keep things clear along the way. Your real estate…
Going into 2022, many potential home buyers and real estate investors are watching certain cities to find the best buys. Many factors impact housing prices, including job creation and growth in the area, population growth, and others. Some areas grow…
Updating or renovating your house is a great way to add value to your California home. Projects can range from small things you can DIY in one weekend, such as painting a room or adding a backsplash. Other projects may…
If home ownership in California is still a distant dream for you, don’t worry and don’t give up. Saving money for a down payment is often one of the hardest steps. Depending on the type of mortgage you plan to…
The most common type of mortgage that new California homeowners take out is a fixed rate mortgage. If you are shopping for a new home and talking to lenders, chances are you have gone over the options for a fixed…
