Home Only (or chattel) manufactured and mobile home loans are a specialty product where the real estate is not offered as collateral. The homes can be located in manufactured home parks or sited on private property. Manufactured Home Mortgage has a team dedicated solely to providing these loans for our California customers.

Purchase Loans are available for as little as 5% down payment. We offer loans for both new and used homes (no age limitations).

Refinance loans can lower the interest rate, monthly payments and/or change loan terms. Cash out and debt consolidation loans are available too!

All our home only loan products are fixed rate loans with terms up to 30 years. There are no balloon or prepayment penalties and Manufactured Home Mortgage charges no application fee. Generally all loan closing costs can be included in the loan.

We currently offer the following loans through 8 wholesale lenders:

• Standard In-Park
• Private Property
• Pre-Hud (built prior to June, 1976)
• Secondary/Vacation
• Buy-Fors
• Cal-Vet
• Freddie Mac Leasehold
• Rate/Term Refinance
• Cash-Out Refinance